When I meet with a new client that has been injured on the job, I consistently hear people say: “They didn’t tell me that I could do that.”
It is not the adjuster’s job to ensure that injured workers are advised of their rights; rather, it is the adjuster’s job to dispose of claims as quickly and cost-efficiently as possible.
The injured worker’s failure to exercise his rights in a timely manner often places him at an disadvantage.
No decision is more important than selecting a physician who will treat your injuries and assist you, instead of the insurance company.
You Have the Right to Choose (Designate) a Physician of Your Choice
Many employers and workers’ compensation insurance carriers make the injured worker feel as though he must treat with a physician of their choice.
However, the opposite is true: injured workers not only have the right to choose their own treating physician, they have the right to change that physician one time as a matter of right.
Don’t Sign that Paperwork Until You’ve Spoken With a Lawyer
Adjusters routinely send injured workers a packet of forms to sign at the outset of a claim.
On other occasions, “company nurses” (Nurse Case Managers) will request the worker to sign some forms, and often suggest that your right to treatment depends upon signing the documents.
Inevitably, one of the forms is a “Form 113” (Notice of Designated Physician).
The Adjuster or NCM requires that the injured worker designate an outpatient clinic physician or ARNP as the gatekeeper of all medical treatment to be provided.
If the unwary injured worker agrees, he or she can torpedo the value of his or her claim.
More importantly, designating a “comp physician” to control treatment and referral decisions lessens the likelihood that the injured worker will receive adequate medical treatment.
Contact a Lawyer, Today
Injured workers should contact an experienced workers’ compensation attorney before signing any documents provided to them by adjusters or NCMs.
Knowledgeable workers’ compensation attorneys are well aware of which physicians and facilities cater to employers and workers’ compensation insurance carriers.
Call me, Brad Sowell. I will personally come meet with you in your hometown to discuss your rights.
From Paducah to Pikeville, Franklin to Florence, and everywhere in between, SSS Law has you covered for all work-related injuries.